# Hyperbeat

> Hyperbeat is the Liquid Banking platform built on Hyperliquid. One self-custodial onchain account combines trading (perpetual futures and spot on Hyperliquid's order books), a global account with savings, loans, and a credit card. Users keep custody of their assets at all times: accounts are self-custodial smart wallets on HyperEVM controlled only by the user's passkey — no centralized exchange, custodian, or intermediary holds funds.

Key facts:

- Trading runs on Hyperliquid, the largest onchain perpetuals exchange, through Hyperbeat's gasless one-click interface (Hyperbeat Trade).
- Self-custodial by design: balances, credit positions, and spending rules live onchain and are governed by smart contracts, verifiable by anyone.
- One unified balance covers spot and perps; trading proceeds can fund card payments, collateralize credit, or earn yield without leaving the account.
- Markets include crypto perps and spot plus markets tracking stocks, ETFs, commodities, FX, indices, and prediction markets.

## Key pages

- [Hyperbeat](https://hyperbeat.org): Liquid Banking — save, spend, trade, and ramp from one self-custodial account
- [Hyperbeat App](https://app.hyperbeat.org): open a Liquid Bank account, trade, and earn
- [Blog](https://hyperbeat.org/blog): guides, product news, and campaigns

## Trading guides (Learn)

Full text of every guide: [llms-full.txt](https://hyperbeat.org/llms-full.txt)

- [What Are Perpetual Futures? A Beginner's Guide to Perps](https://hyperbeat.org/blog/what-are-perpetual-futures): Perpetual futures let you trade the price of an asset without owning it, with no expiry date. Learn how perps, leverage, and funding work before you place your first trade.
- [Getting Started with Hyperbeat Trade](https://hyperbeat.org/blog/getting-started-with-hyperbeat-trade): A step-by-step walkthrough of setting up Hyperbeat Trade, from creating your account to placing your first order, with gasless one-click trading and one balance for spot and perps.
- [A Tour of the Hyperbeat Trade Interface](https://hyperbeat.org/blog/hyperbeat-trade-interface-tour): Learn what every panel on the Hyperbeat Trade screen does, from the chart and order book to the order form, account card, and history tabs.
- [Funding Your Trading Account: Deposits and Withdrawals](https://hyperbeat.org/blog/funding-your-trading-account): Every way to move money into and out of Hyperbeat Trade, including deposits from any wallet or exchange, gasless transfers, and withdrawals to more than a dozen networks.
- [Order Types on Hyperbeat Trade, Explained](https://hyperbeat.org/blog/order-types-on-hyperbeat-trade): Market, Limit, TWAP, Scale, Stop, and Take orders, plus time-in-force options and reduce only. What each order type does and when to use it.
- [Leverage and Margin Explained: Cross vs Isolated](https://hyperbeat.org/blog/leverage-and-margin-explained): How leverage and margin work on Hyperbeat Trade, the difference between cross and isolated margin, and how to read your account health metrics.
- [Understanding Liquidation and How to Avoid It](https://hyperbeat.org/blog/understanding-liquidation): What liquidation is, how your liquidation price is determined, and the practical habits that keep your positions safe.
- [Funding Rates Explained](https://hyperbeat.org/blog/funding-rates-explained): Why perpetual futures have funding rates, who pays whom, and how to read funding on Hyperbeat Trade before it eats into your position.
- [Managing Positions: Take Profit, Stop Loss, and Closing](https://hyperbeat.org/blog/managing-positions-take-profit-stop-loss): How to read the Positions tab, set take profit and stop loss orders, close positions partially or fully, and manage margin on Hyperbeat Trade.
- [Reading the Order Book Like a Trader](https://hyperbeat.org/blog/reading-the-order-book): Bids, asks, spread, and depth. How to read the Hyperbeat Trade order book and use it to get better fills.
- [Markets on Hyperbeat Trade: Perps, Spot, Stocks, and More](https://hyperbeat.org/blog/markets-perps-spot-and-beyond): Hyperbeat Trade offers crypto perps, spot markets, and markets tracking stocks, ETFs, commodities, FX, and indices, all from one account. Here is how they differ.
- [Fees on Hyperbeat Trade: What You Pay and When](https://hyperbeat.org/blog/fees-on-hyperbeat-trade): Maker and taker fees, the Hyperbeat builder fee, gasless trading, and the hidden costs that are not fees at all. A complete map of trading costs.
- [Risk Management Basics for New Traders](https://hyperbeat.org/blog/risk-management-basics): The habits that keep new traders in the game: position sizing, leverage discipline, stop losses, and the mistakes that end trading careers early.
- [Prediction Markets on Hyperbeat, Explained](https://hyperbeat.org/blog/predict-markets-explained): Hyperbeat prediction markets let you trade Yes or No on real-world questions. Learn how shares are priced, how to place a trade, and how markets settle.

## Newsroom

- [The cashback system crypto users have been waiting for](https://hyperbeat.org/blog/new-cashback-system): 0.20% back from your first tap, up to 1.0% every day, and as much as 12% once your trading does the work. Rates that grow out of how you use your account instead of a marketing budget.
- [Real-World Credit](https://hyperbeat.org/blog/real-world-credit): Spend against your crypto without selling it. Liquid Banking turns native BTC, ETH, and SOL into instant, on-chain credit — access-controlled, self-custodial, and spendable anywhere cards are accepted.
- [Introducing Liquid Banking](https://hyperbeat.org/blog/introducing-liquid-banking): Save. Spend. Trade. Ramp. One self-custodial onchain account that handles what previously required a CEX, a bank, a card issuer, a broker, and a lending desk.