Welcome to Liquid Banking.

One self-custodial account to save, spend, trade and ramp.Everything a bank, a CEX, a card and a broker do, fully onchain and self-custodial.

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Explore our unique referral model

You already know the right people, bring them in and earn from everything they do. A share of the trading revenue they generate,plus a share of the cashback they collect on their own card.

Why is it different? Because every referral pays you twice!

From their trading

A share of the trading revenue they generate on the Hyperliquid book.

From their cashback

A share of the cashback they earn on their own everyday card spending.

Refer a trader and you earn from their volume. Refer a spender and you earn from their cashback. Most people do both.

Your rate climbs as your network grows

Based on your network’s combined 30‑day volume

Your rate 5%Under $1M network volumeOne friend, ~$25 a monthYour rate 8%$1M – $10M network volumeFive friends, ~$125 a monthYour rate 12%Over $10M network volumeThe top rate on everythingYou

Referral earnings start the moment your referee signs up, with no waiting period. The cashback side settles as their card spending clears.

Put a number on it

Size what your network trades and what it spends. The maths is the same as the worked examples we publish.

5
Together they trade $5M and spend $10K
$1M
Their own 30-day volume. The network total sets your rate.
$2K
Their own 30-day card spend, which earns them cashback.
Your rate8%$1M – $10M network volume
From their trading~$100A share of the revenue their volume makes
From their cashback~$24A share of the ~$300 they earn
A month~$124~$1,488 over 12 months

Estimates, based on a 3% cashback rate.

Build it once. Get paid all year.

Every referral pays you for a full 12 months. No points. No gimmicks. A share of value that’s actually there.